ROOF INSPECTION · ROOF CERT · YAKIMA, WA
Roof inspection and roof cert for Yakima home buyers
The roof inspection most lending institutions require: the condition and life expectancy of the roof, verified before you buy.
Chapter 01
Why a lender asks about the roof before you close
Purchasing a new home? Superior Roofing offers a roof inspection, called a roof cert., that is required by most lending institutions. Its job is to verify the life expectancy and condition of a roof. A lender is putting money behind the house, and the roof is the part of the house that keeps everything else dry, so it wants a roofer to say what shape it is in.
Requirements vary from lender to lender and from loan to loan, so ask your lender what it needs and in what form. Then bring that to the roofer. If you are buying in Yakima or the Yakima Valley and the paperwork calls for a roof cert., this is the call to make.
In the company's own words, this nominal cost can potentially save you thousands of dollars before you purchase. That is the real value of the thing: you find out what the roof is worth to you while you can still negotiate, not after the keys change hands.
Shingle roof with ridge vent and pipe flashing, autumn leaves in the gutter, valley hills behind
What the inspection looks at: condition and life expectancy
Two questions drive the inspection. What condition is the roof in today, and how many more years can it reasonably be expected to last? The answer to the second one is what a buyer and a lender actually care about, because a roof with years left and a roof near the end are very different things to take on.
To answer them, the roofer works over the surface looking at the covering, the flashing around chimneys and walls, the penetrations such as vents and pipe boots, the valleys, and the gutters. Stains, soft spots and patched areas can point to past leaks, and a patched roof is not necessarily a bad one, but you want to know where the patches are and why they are there.
The crew doing this work spends its days on Yakima roofs, repairing, coating and replacing them. That is the useful part: the person reading your future roof has seen what an old roof looks like when it is on its way out, and what a well-kept one looks like at the same age.
Chapter 03
Booking it early in the purchase
Call (509) 452-0676 as soon as you know you will need a roof cert., not the week of closing. The office is open Monday to Friday, 8 to 4, and the purchase timeline is tight enough without waiting on a roof. No price is posted on the site, so ask when you call; the company describes the cost as nominal.
If the inspection finds a problem, you have options before you buy. You might negotiate, you might ask for a repair first, or you might plan the replacement into your budget from day one. The same crew handles roof repair and new roofs, and the company says it can finance your new roof, so one set of phone calls can cover both the finding and the fix.
Superior Roofing, LLC is family owned and operated, has been serving the Yakima Valley since the mid-80's, and is licensed and bonded under WA L&I SUPERRL010PL.
Superior Roofing, LLC: licensed and bonded, WA L&I SUPERRL010PL. Call (509) 452-0676.